Job Description

The underwriting consultant will work directly with field advisors and clients with insurance applications. This position is responsible for underwriting insurance applications within strict guidelines up to $5,000,000 of life insurance face amount and $8000 monthly benefit on disability.

Underwriting Consultant

Key Responsibilities

Review applications from advisors to determine insurability, categorize the risk to determine the appropriate premium and rating class.

Review and assess medical and non-medical requirements, partner with medical director, leadership and peers as needed to determine insurability. On average, actively manage case load of 250 plus applications.

Direct contact with field to gather financial and medical information on clients, communicate underwriting risk assessment decisions and to assist the field throughout the insurance process.

Provide formal mentoring of less experienced underwriters. Co-signing on all policies up to $5,000,000 on life insurance and $8,000.00 monthly benefit on disability amounts for underwriter trainees.

Travels to field offices or presents via Web-ex, conference calls, or other available technology for the purposes of coaching, training and relationship building with advisors.

Quality assurance reviewing randomly selected cases completed by a specific underwriter that have a higher premium value. Review for appropriate thought process and risk assessment decision and providing coaching and feedback.

Underwriting Consultant

Required Qualifications

Bachelors degree or equivalent
5-7 years relevant experience with Individual Life and/or Disability Underwriting
Demonstrated decision making skills.
Excellent communication skills.
Demonstrated analytical skills.
Ability to coach and mentor others.

Preferred Qualifications

Fellow, Association of Life Underwriters (FALU)
Certified Life Underwriter CLU,

About Our Company

Underwriting Consultant

We’re a diversified financial services leader with more than $1 trillion in assets under management and administration as of 2022. Our team of 20,000 people in more than 20 countries, advise and manage assets and income of more than 2 million individual, small business and institutional clients. We are a longstanding leader in financial planning and advice, a global asset manager and an insurer.

Our unwavering focus on our clients and strong financial foundation connects each of our unique businesses – Ameriprise Financial, Columbia Threadneedle Investments and RiverSource Insurance and Annuities. Here, we foster meaningful careers, invest in the future, and make a difference for clients, institutions and communities around the world.

Underwriting Consultant

Ameriprise Financial is an equal opportunity employer. We consider all qualified applicants without regard to race, color, religion, sex, national origin, genetic information, age, sexual orientation, citizenship, gender identity, disability, veteran status, marital status, family status or any other basis prohibited by law.

Underwriting Consultant

“Top 10 Interview Questions”

Can you tell us about yourself?
What interests you about this position?
What are your strengths?
What are your weaknesses?
Can you give an example of a time when you solved a problem creatively?
How do you handle stress and pressure?
How would you describe your work style?
Can you tell us about a time when you had to work with a difficult
colleague or supervisor?
How do you stay organized and prioritize tasks?
What are your long-term career goals?

Document Required:

Required Documents for This Recruitment: The candidate should have this Document Before Apply Online. Candidates Are Suggested To Read
the Official Notification Before Applying.
Document – Qualifications certificate with mark sheets.
Passport size Photographs
Signature